Up to 3% seller credit toward buyer closing costs or an interest-rate buydown. Preferred lender credit of 1% of the loan amount toward discount points or closing costs. Incentives subject to lender approval and loan program limits. Southern Creek 2.0 is a boutique, gated pocket neighborhood built for buyers who want privacy and calm without giving up Fernandina convenience. Brand-new 2024 two-story home offering 5 bedrooms, 4 full baths, and 2,660 heated square feet. The standout feature is a first-floor owner's suite with ensuite bath, creating an ideal layout for long-term living and everyday ease. Upstairs adds the separation buyers want, with additional bedrooms and a loft-style ''open to below'' feel from the second level floor plan. Enjoy real outdoor living with multiple porch areas, plus a substantial garage footprint. If your buyer wants new construction, gated living, and space that lives well, This is the one to see. Schedule your tour today.