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520 Division Street, 
Fernandina Beach, FL 32034

$469,000


2

Beds


2

Baths


1,045

Sq Ft


Single Family


Virtual Tour

Active

Listed by

Dave Hewett

Jen Tucker

Iron Valley Real Estate North Florida

904-849-5163

Last updated:

January 6, 2026, 03:22 PM

MLS#

114368

Source:

FL AINCAR

About This Home

520 Division Street

Welcome to this brand-new 2 bedroom, 2 bath island bungalow ideally located in the heart of Fernandina. Designed with style and efficiency in mind, this new construction single story home features 9’ ceilings, wood style luxury vinyl plank flooring throughout, and a vaulted living area that creates a bright, open, and inviting living space. Coastal charm meets modern luxury with the stylish kitchen featuring shaker-style cabinetry, quartzite countertops, and Samsung appliances with a convenient under-counter microwave - perfect for both everyday living and entertaining. The home is further enhanced by 2-panel Craftsman-style interior doors and thoughtfully selected designer lighting and ceiling fans. The primary suite offers a spa-inspired zero-entry walk-in shower with tile surrounds, elevated finishes, a tray ceiling, and a generous custom closet. A second bedroom complements the efficient floor plan, while a dedicated laundry room and side entry add convenience. Both bathrooms showcase design tile flooring, wainscoting accents, and upscale details. Built for comfort and efficiency with spray foam insulation and an on-demand electric tankless water heater. The paver driveway and partially fenced yard provide easy outdoor living, with ample space to add a 20’ x 30’ ADU/Garage with separate living space or studio! This move-in-ready island home delivers modern comfort with a relaxed coastal lifestyle. Just a short bike ride to the riverfront, shopping and eclectic restaurants of historic Fernandina Beach and less than 2 miles to the ocean! Close to Fernandina Beach "A" Rated Nassau County Schools, healthcare, and more.

Home Facts

Single Family

2 Baths

2 Bedrooms

Built in 2025

Price Summary

469,000

$448 per Sq. Ft.

MLS #:

114368

Last Updated:

January 6, 2026, 03:22 PM

Added:

21 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

2

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

2

Interior

Living Area:

1,045 Sq. Ft.


Structure

Structure

Building Area:

1,045 Sq. Ft.

Year Built:

2025


Lot

Lot Size (Sq. Ft):

5,000


Finances & Disclosures

Finances

Price:

$469,000

Price per Sq. Ft:

$448 per Sq. Ft.

Source:FL AINCAR
The information being provided by Amelia Island Nassau County Association Of REALTORS® is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2026 Amelia Island Nassau County Association Of REALTORS® All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.