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1102 Ladies Street, 
Fernandina Beach, FL 32034

$1,624,000


3

Beds


3

Baths


2,360

Sq Ft


Single Family


Virtual Tour

Active

Listed by

Tamara Jones

Amelia Island Real Estate Services

904-277-5980

Last updated:

September 19, 2026, 02:20 PM

MLS#

115257

Source:

FL AINCAR

About This Home

1102 Ladies Street

Open House Thurs Sept 17 11 AM - 1:30 PM Built in 2019 on a rare 0.21-acre double lot in Historic Old Town, this custom residence offers a combination difficult to replicate: the architectural character of one of Fernandina Beach’s most distinctive neighborhoods with the comfort and advantages of modern construction. Designed by Eric Moser and built by Jim Cartwright, the home was thoughtfully conceived to complement its historic surroundings while meeting today’s expectations for quality and livability. Multiple porches invite relaxed mornings and effortless entertaining, while the fully fenced backyard, outdoor shower, space for a future pool, and dedicated parking area create an unusually versatile setting for enjoying the coastal lifestyle. Inside, vertical-grain heart pine flooring, natural mahogany interior & exterior doors, a wood-burning fireplace, restored vintage lighting, and distinctive architectural details bring warmth and authenticity throughout. The kitchen is anchored by a BlueStar Platinum Series range and character-rich cabinetry selected to complement the home’s traditional design. A standing-seam metal roof, high-performance insulation, PG-40 rated windows, and carefully selected structural and exterior materials reflect an emphasis on durability and long-term performance. Flexible interior space can serve as a home office, studio, or quiet retreat, while a separate storage building with electrical service adds practical utility. With no HOA and convenient access to downtown Fernandina Beach, the waterfront, dining, shopping, and Amelia Island’s coastal amenities, this property presents a distinctive alternative for the buyer seeking something truly special. Schedule your private showing today.

Home Facts

Single Family

3 Baths

3 Bedrooms

Built in 2019

Subdivision & Development:

Old Town

Price Summary

1,624,000

$688 per Sq. Ft.

MLS #:

115257

Last Updated:

September 19, 2026, 02:20 PM

Added:

6 month(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

3

Bathrooms

Total Bathrooms:

3

Full Bathrooms:

2

Interior

Living Area:

2,360 Sq. Ft.


Structure

Structure

Building Area:

2,360 Sq. Ft.

Year Built:

2019


Lot

Lot Size (Sq. Ft):

9,147


Finances & Disclosures

Finances

Price:

$1,624,000

Price per Sq. Ft:

$688 per Sq. Ft.

Source:FL AINCAR
The information being provided by Amelia Island Nassau County Association Of REALTORS® is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2026 Amelia Island Nassau County Association Of REALTORS® All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.