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1012 Ladies Street, 
Fernandina Beach, FL 32097

$595,000

2

Beds

1

Bath

1,224

Sq Ft

Single Family

Virtual Tour

Pending

Listed by

Dave Hewett

, 

Jen Tucker

Iron Valley Real Estate North Florida

904-849-5163

Last updated:

February 17, 2026, 02:46 PM

MLS#

114993

Source:

FL AINCAR

About This Home

1012 Ladies Street

Welcome to this adorable, remodeled vintage cottage in the heart of Historic Old Town Fernandina Beach. Built in 1946, this charming 2 bedroom, 1 bath bungalow with carport sits on a generous corner lot with a marina and riverfront ambiance nearby. Rich in history and timeless appeal, this special property blends classic cottage charm with thoughtful updates. Inside, enjoy rustic refinished wood floors, shiplap ceilings, and abundant natural light. The updated kitchen features built in shelves, granite counters w/ island and Dutch door opening to covered patio and double door access to the private back deck. A comfortable open living/dining area, updated bath, and spacious multipurpose room (GREAT SPACE FOR ARTISTS!) add to the home’s character. Enjoy peaceful outdoor living from the screened front porch - perfect for morning coffee, afternoon sweet tea, and quiet moments. The 93 x 93 corner lot provides ample room for growth. Located on the north end of the island, Old Town, the original Fernandina, is a quiet riverfront enclave known for historic charm and scenic waterfront views. Conveniently located near easy water access with Dee Dee Bartels Public Boat Ramp and Tiger Point Marina just around the corner. Enjoy sunset strolls to the historic Plaza and peaceful coastal living in this storybook neighborhood. Bring your boat, kayak, or simply your love for coastal living. A short bike or golf cart ride to the Amelia Riverfront and City Marina, boutique shopping and eclectic restaurants of historic Fernandina Beach. Less than 3 miles to the ocean! This enchanting Old Town cottage is a rare find with room to grow and endless possibilities. Close to Fernandina Beach "A" Rated Nassau County Schools, healthcare and more.

Home Facts

Single Family

1 Bath

2 Bedrooms

Built in 1946

Price Summary

595,000

$486 per Sq. Ft.

MLS #:

114993

Last Updated:

February 17, 2026, 02:46 PM

Added:

5 day(s) ago

Rooms & Interior

Bedrooms

Total Bedrooms:

2

Bathrooms

Total Bathrooms:

1

Full Bathrooms:

1

Interior

Living Area:

1,224 Sq. Ft.

Structure

Structure

Building Area:

1,224 Sq. Ft.

Year Built:

1946

Lot

Lot Size (Sq. Ft):

8,642

Finances & Disclosures

Finances

Price:

$595,000

Price per Sq. Ft:

$486 per Sq. Ft.

Source:FL AINCAR
The information being provided by Amelia Island Nassau County Association Of REALTORS® is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2026 Amelia Island Nassau County Association Of REALTORS® All rights reserved.

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.