Welcome to an elevated island retreat in the heart of Duck Key. This well maintained 3-bedroom, 2-bath home offers a functional blend of comfort and classic Keys charm in one of the Florida Keys' most sought-after communities--all for UNDER $1 million. Perched elevated for maximum views and protection, the home features a durable METAL ROOF, brand-new impact-rated windows and doors, and a brand-new air conditioner. These thoughtful upgrades deliver peace of mind, energy efficiency, and stunning natural light throughout. Beautiful ocean and island views greet you from nearly every window, creating a bright, breezy atmosphere that perfectly captures coastal living. Step outside to the expansive covered balcony and huge screened terrace--ideal for morning coffee with sunrise views or evening gatherings under the stars. The generous huge backyard provides ample space to create your private oasis, whether you envision a pool retreat, additional outdoor living areas, or simply room to relax and play. One bedroom even offers charming peek-a-boo ocean views. Inside, the open-concept design flows effortlessly, making it easy to entertain or unwind. The home is move-in ready while offering excellent potential to customize--there's even room to enclose part of the patio and add a bath to further increase its value and living space. Practical luxury continues with dual covered carports (easily accommodating two cars), plus abundant extra parking for golf carts, boats, and guests. The large CBS construction ensures durability in this coastal environment. Prime Duck Key location puts you moments from two marinas, a public boat ramp, watersports, and top dining. Residents can join Club Duck Key for resort-style amenities including a heated and chilled pool, pickleball courts, grilling pavilion, and the elegant Grand Lanai with full kitchen--perfect for hosting friends and family. Enjoy year-round community events. This home is a hidden gem!