Located in the highly desirable Crystal Beach community, this exceptional three-story coastal retreat offers a rare ''two homes in one'' configuration just under one block from Destin's renowned white-sand beaches. The property includes a golf cart, making beach access and cruising the neighborhood effortless and convenient. The main residence features 4 bedrooms, while a separate 2-bedroom carriage house provides additional privacy and flexibility, perfect for multi generation living, hosting guests, or maximizing rental income. Together the property comfortably accommodates up to 18 guests, making it perfectly suited for both personal enjoyment and strong short-term rental performance. Designed for coastal living & entertaining, the home offers multiple outdoor spaces including four private balconies, peek-a-boo Gulf views from the third level, and a fully fenced backyard with a heated pool & expansive deck. The thoughtfully designed interior spans three levels and features multiple en-suite bedrooms, a third-floor loft with kitchenette, and open-concept living, dining, and kitchen areas ideal for gathering. The carriage house includes two bedrooms, a full bathroom, walk-in closet, and kitchenette ,providing a private retreat for extended stays or guest accommodations. Additional highlights include ample parking and generous storage throughout. From an investment standpoint, the property has demonstrated strong rental performance, generating $163K in rental income in 2025, with $109K already booked for 2026 to date. Centrally located near Destin's premier dining, shopping, and entertainment, this home delivers an exceptional blend of coastal lifestyle, prime location and proven income potential in one of the area's most sought-after beach neighborhoods.