SELLER OFFERING UP TO A 6% CONCESSION FOR INTEREST RATE BUY-DOWN AND CLOSING COSTS!!! Introducing a 2024 built 6BR/6.5BA Coastal Modern waterfront estate in the gated community of Kelly Plantation. Appraised at 4.9M(appraisal attached), this property is priced to sell! Designed with over 6,651 sq ft of heated/cooled space (8,917 sq ft total), this property offers 520 feet of deep-water frontage on Jones Bayou, a private heated saltwater pool and spa, and a 120' x 32' private boat dock with Tru-Flow composite decking. A 14' LED-lit paver driveway leads to the custom pivot front door and an expansive great room with a 26' lighted tray ceiling, Venetian-plaster gas fireplace, and large picture windows overlooking the water. The chef's kitchen features a Wolf gas range, Sub-Zero refrigerator/freezer, quartzite waterfall island, and a full butler's pantry with ice maker, beverage fridge, microwave, and sink. A glass-front wine room connects the kitchen and dining space, which opens directly to the outdoor kitchen and pool deck. The first-floor primary suite includes a fireplace, glass accordion doors to the lanai, and a spa-style bathroom with floating vanities, freestanding soaking tub, and a large walk-through shower with dual heads and rain fixtures. Two walk-in closets, an office with hidden safe room, powder room, laundry room, and mud room complete the first floor. Upstairs offers four additional ensuite bedrooms (including a secondary suite), a flex room with sauna area, theater/media room with raised platform seating, a wet bar, family room, second laundry room, and two private balconies. A custom metal-and-wood catwalk provides views of the great room and waterfront. Outdoor features include a heated saltwater pool with LED lighting, spa, outdoor shower, ceiling-mounted speakers, natural-gas grill, beverage fridge, and ice maker. The 3-car garage offers glass-pane doors, custom cabinets, sink, and a charging outlet. Home systems include four HVAC units, two tankless gas water heaters, LED landscape lighting, irrigation system, and WiFi-controlled pool/spa equipment. The property is located in Flood Zone X with an approved FEMA LOMR. Kelly Plantation amenities include an 18-hole golf course, owner's club, fitness and yoga facilities, tennis, pickleball, dog park, nature trails, and more. Nearby are beaches, marinas, restaurants, shopping, and entertainment. This property combines new construction, deep-water access, and extensive indoor/outdoor living areas within one of Destin's premier gated communities.