One or more photo(s) has been virtually staged. Experience the best of waterfront living in Crystal River! Located in the highly sought-after Indian Waters community—outside city limits with no HOA and allowing short-term rentals—this beautifully updated home offers the perfect blend of lifestyle and flexibility. Enjoy direct access to the Gulf of America, ideal for boating, fishing, scalloping, or simply taking in Florida’s natural beauty. With over 2,740 square feet of living space, this spacious 4-bedroom, 2-bathroom home combines style and functionality. The main living areas feature durable ceramic tile flooring, and the bedrooms are finished with luxury vinyl plank for a modern, comfortable feel. The fully renovated kitchen is a standout feature, showcasing granite countertops, a tile backsplash, soft-close cabinetry, new appliances, generous storage and prep space, and a walk-in pantry. The charming breakfast nook offers panoramic, peaceful water views to start your day. Designed with entertaining in mind, the home includes a formal dining and living rooms, a spacious living great room, and a large bonus room—perfect as a game room, hobby space, or potential fifth bedroom. There are multiple large windows throughout the home, filling the space with plenty of natural light. Both bathrooms have been tastefully updated with tile showers, modern vanities, and new fixtures. Major updates include a metal roof installed in 2024 and an HVAC system replaced in 2021. Step outside into your private backyard with over 85 feet of waterfront, offering ample space to dock your boat or launch kayaks for a day on the water. An 8,000 lb covered boat lift provides added protection. If you like to garden, you will also have raised garden beds to grow your fruits and vegetables. There is also a storage shed for added convenience to store all of your boating supplies. Ideally located just minutes from Hunter Springs Park, Target, Texas Roadhouse, and the shops and restaurants of downtown Crystal River, this home offers the perfect balance of privacy and accessibility. A rare opportunity to own a stunning waterfront property with excellent income potential. Ask your agent about assuming the seller's VA loan of only 2.25% and you do not need to be a veteran to take advantage of this amazing benefit.