Assumable 5.125% Luxury canal-front living in desirable Surfside neighborhood of Cocoa Beach--NO HOA. This beautifully designed 4-bedroom, 3-bath home features double-primary suites and direct access to a waterfront lifestyle with private floating dock. The open floor plan has natural light and seamless indoor-outdoor flow. The kitchen, dining, and great room connect effortlessly, offering tranquil water views. The kitchen boasts SS appliances, abundant cabinetry, ample counter space, and recessed lighting. Elegant tile flooring imported from Ukraine runs throughout, complemented by plantation shutters and hurricane-rated windows, doors, and garage door. Primary suite provides a retreat with a spa-like bath, double-sink vanity, shower, and soaker tub. Highlights include epoxy-coated driveway and garage with extensive storage, solar panels producing approx. 3,000 kWh/month. A fenced backyard, screened patio, pergola, garden arbor, hot tub perfect for year-round enjoyment.