Luxury Island Living Without the Work – Island Estates. Welcome to a rare opportunity to enjoy the space and privacy of a nearly 3,000 sq ft luxury home—without the time, cost or upkeep typically required to maintain one. Perfectly positioned in sought-after Island Estates, this exceptional home delivers the space and convenience of single-family residence with the ease of low maintenance living – an exceptional opportunity in today’s Clearwater Beach real estate market. With HOA fees of just $200 per month, you’ll save over $1,000 per month compared to nearby condos—enough to fund an annual luxury vacation. Even better, enjoy no surprise assessments, providing true peace of mind. Add in current homeowners’ insurance just a little over $3,000, a $200 average electric bill and $130 monthly water bill, this property delivers exceptional value – especially when compared to nearby condos and similar properties. Designed for effortless living, this home offers no yard work, shared building maintenance, and an enclosed garage. A boating friendly community with a shared waterfront area, ideal for fishing, kayaking and paddleboarding, along with community boat slips (not included with this unit); this home gives you all the perks of waterfront ownership with none of the hassle. The house was renovated in 2026 with new paint throughout and high-quality luxury vinyl plank flooring in the primary suite and hallways, reflecting a significant investment and creating a clean, modern coastal feel. Inside, you’ll find beautiful upgrades throughout, generous living spaces, and plenty of storage, like his and her closets, double closets in both bedrooms, garage racks, a large attic and an enclosed garage that doubles as a gym. The pocket sliding glass doors open to a private lanai, with remote-controlled awning, doubling your entertaining space. This expansive space is ideal for dining, relaxing and hosting, and includes built-in cabinetry and countertops designed for effortless outdoor dining and entertaining. Beyond the terrace, an additional private patio offers even more room to grill (no waiting in line for a shared condo grill) and gather with friends while enjoying the surrounding coastal setting. Upstairs, the primary suite offers a private retreat with its own screened balcony. Wake up to tranquil water views and unwind with stunning sunsets in the evening, creating a serene and private escape. The spacious layout features 2 large walk-in closets with custom built-ins and a well-appointed ensuite bath. One of the guestrooms includes hidden office space and connects via a Jack-and-Jill bathroom to a second bedroom, offering flexibility for working from home, room for guests, or additional living space. For added peace of mind, the home is equipped with electric hurricane shutters on all windows and doors, and reinforced garage door bracing, and has not experienced any flooding. As an added bonus, the seller is offering a $5,000 credit at closing to reimagine any space, with select furnishings that are negotiable – creating a truly turnkey opportunity. Just minutes from world-famous Clearwater Beach, trendy restaurants, and vibrant entertainment venues—yet tucked away in the serene Island Estates community, this is luxury coastal living—water views, all the space, expansive outdoor living, none of the stress. Schedule your private showing of 354 Larboard Way and start living the coastal lifestyle you deserve.