BRING YOUR BOAT! Offers 1% lender credit at closing. Experience the ultimate in waterfront living with this beautifully updated 2BR/2BA stand-alone villa in the highly sought-after Mount Vernon 55+ Community. This home has been completely remodeled with luxury plank vinyl flooring, a modern kitchen featuring stone countertops, solid wood cabinetry, and custom finishes throughout. The primary suite offers serene canal views, a spa-like ensuite bath with bidet, and a custom walk-in closet with organizers. A split-bedroom layout provides privacy for guests, with the second bedroom offering a built-in workspace and extra storage. Enjoy direct water access with no bridges to Sarasota Bay or Anna Maria Island—perfect for boating enthusiasts. Boat dock spaces are available to rent for only $25 annually, and the new roof (2023) provides added peace of mind. Seller also offers transferable flood insurance, homeowners insurance, and an active service contract on the AC unit—providing exceptional value and protection for the new owner. Mount Vernon residents enjoy resort-style amenities including a heated pool, pickleball and tennis courts, shuffleboard, kayak storage and launch, walking trails, a scenic lakeside gazebo, and a vibrant community center with frequent social activities and a library. Don’t miss this rare opportunity to own a fully updated waterfront villa offering luxury, comfort, and Florida’s best coastal lifestyle!