Opportunity Knocks in Derby! Whether you're an investor looking to expand your portfolio or a Family seeking a home with income potential, 12 Summit Street is a must-see. This well-cared-for two-family home is perfectly situated in the heart of Derby, offering flexibility, comfort, and convenience. The first-floor unit features a spacious 1-bedroom layout with a full bath, inviting living space, and a large eat-in kitchen-perfect for an owner-occupant or long-term tenant. Upstairs, the second-floor unit offers 2 bedrooms, a full bath, a sun-filled living room, and an updated kitchen with plenty of storage. Each unit has separate utilities, making management simple and boosting income potential. Additional features include gleaming hardwood floors, updated mechanicals, off-street parking, a shared backyard for outdoor enjoyment, and a welcoming front porch. Located just minutes from downtown Derby, with easy access to shops, dining, parks, hospitals, Route 8, and the Merritt Parkway. Live in one unit and rent the other, or rent both-this property offers endless possibilities!