Enjoy no HOA in this charming 4B/4B home on a 1/4 acre lot on Hobbit Lane! Tucked into a darling tree-lined Westminster neighborhood near the post office, dealerships, grocery stores, dining, and easy access to I-25 and US-36, this home will give you all the creature comforts of the city in a cozy suburban setting. With two main-floor living rooms (a third in the basement), a formal dining room, a wood-burning fireplace, an attached, insulated, 2-car garage, and a mixture of original hardwood floors and newer carpet, you will feel right at home. The basement features a fourth bed and bath; great for guests or an office. And the oversized lot—11,662 sq ft—includes a low-maintenance front yard, and a spacious backyard with two decks (one covered!), pergola, lawn, landscaping, and 2 oversized storage sheds (one with electrical)—perfect for year-round recreation, storage, and outdoor gatherings. With updated furnace, AC, newer roof, newer triple-pane windows, newer tankless water heater, encapsulated crawlspace, radon mitigation & sump pump, heated primary bath floors, and new neutral interior paint, you can have peace of mind that the big-ticket items have been upgraded. While not a fixer, this home does have opportunities for upgrades to bring your personal vision to light. Perfect for someone wanting to build equity and personalize their home to their own style and preferences. Welcome home to 10675 Hobbit Lane!