This property at 335 E 11th St in Loveland presents a rare opportunity for investors and savvy owner-occupants alike, with a flexible layout ideal for rental income and house hacking. Located in Loveland's historic district, the home is within walking distance to the revitalized downtown area and just minutes from Lake Loveland and Benson Sculpture Garden, home of the annual Art in the Park festival.The 1,701-square-foot main level includes two bedrooms, a living room, family room, and formal dining area. Recently painted, the home offers a strong value-add opportunity for investors looking to renovate and increase rents or resale value.The true upside lies in the 902-square-foot upper level, configured as a separate living space with two bedrooms (including a studio-style bedroom), an eat-in kitchenette, and new LVP flooring in the kitchen and studio. This setup creates immediate potential for rental income-ideal for house hacking by living on the main level while leasing the upper unit, or for a full investment strategy with multiple income streams.The property is well-equipped for multi-tenant living, with separate water heaters (40-gallon for the main level and 60-gallon for the upper unit), as well as additional basement space beneath both the home and garage for storage and utility access.Additional features include an 829-square-foot shop, 288-square-foot carport, and a 428-square-foot cellar, providing ample space for storage, hobbies, or workspace. A natural gas hookup for the outdoor grill adds convenience and eliminates the need for propane.With 4 bedrooms, 2,603 finished square feet, and a layout designed for flexibility and income potential, this property offers a compelling opportunity to generate cash flow in a desirable Loveland location.