Seller offering 5.125% PERMANENT rate buydown for qualified buyers. Contact agent for details. Welcome to this beautiful home in the highly sought-after Centerra community of Loveland! Offering a perfect blend of style, comfort, and convenience, this home is designed for modern living. A charming covered front porch welcomes you inside. At the front of the home, you'll find two spacious bedrooms with a Jack-and-Jill bathroom, providing a private retreat for family or guests. Down the hall, discover a versatile flex room/office space, a laundry room, and a half bath before entering the heart of the home. The open-concept main living area boasts high ceilings and a seamless flow between the living, kitchen, and dining spaces. The gourmet kitchen features quartz countertops, an island with a breakfast bar, a pantry, and stainless steel appliances-perfect for entertaining. The dining room opens to a sunny back patio through sliding glass doors, while the cozy living room is centered around a gas fireplace for warmth and ambiance. The private primary suite is a true retreat, complete with tray ceilings, a walk-in shower, and a spacious walk-in closet. An unfinished basement provides ample storage or expansion potential. Located in a fantastic community with a clubhouse, pool, scenic lakes, and trails, this home offers a quiet setting while keeping you close to shopping, dining, and everyday conveniences!