This inviting 3 bedroom, 2 bath ranch-style home offers comfort and flexibility in a peaceful, established neighborhood close to parks and schools, and downtown Loveland. Upon entry, you'll find auxillary room that can be used as a study or formal dining along with two spacious living areas - one featuring large picture windows and a cozy wood burning fireplace, and the other a light filled great room with french doors that open to a spacious composite deck, perfect for entertaining or relaxing. The kitchen boasts abundant cabinet space, S/S appliances, and a dining area with window seating and storage. The primary bedroom includes a private ensuite, while two additional bedrooms and a full bath provide plenty of room for family or guests. Outside, enjoy a large backyard ideal for gardening, play, or pets, along with a two-car garage and the freedom of NO HOA. Radon mitigation system is already installed! This home combines classic Loveland charm with practical updates and space to make it your own.