Hard to find this kind of value 3-bed, 2-bath 2-car home sits on over a 1/4-acre lot with an expansive fully fenced yard. Solar is owned electric/hot water to keep utility bills at a minimum. Park directly across the street. The flexible layout includes 2 bed full bath upstairs, plus a third bedroom and second bath on the lower level, multi-generational living, or a home office. 2 spacious living areas add versatility. The open main level features a large kitchen with island, dining space, and sliding doors to a backyard deck perfect for entertaining. An oversized attached garage offers ample storage, and the home is part of a quiet community with an incredibly low HOA of just $70/year. Conveniently located near biking trails that run from Berthoud to Fort Collins, as well as shops, restaurants, King Soopers, and downtown Loveland. This home offers space, comfort, and incredible potential to make it your own and build equity.