Location, Location, Location!!! Discover this 1896 Victorian brick home in the vibrant heart of downtown Loveland. Within walking distance to dining, craft breweries, & boutique shops, this property offers the ultimate downtown lifestyle. With three seamlessly updated living spaces, the possibilities for instant rental income or a sprawling multi-generational family dwelling are endless. Renovated in 2019, the main home features an inviting open floor plan, a gourmet kitchen with custom wood countertops, & a stunning granite island. The primary suite includes an attached bath with a clawfoot tub & two large walk-in closets, while the guest bath offers a custom tile shower & radiant heat floors for ultimate comfort. Historic character shines through the original woodwork, mantel, & surround paired with modern touches of an electric fireplace & a cozy projector screen setup. Step outside to enjoy beautiful Colorado sunrises & sunsets from the expansive wraparound deck. The attached self-contained studio, remodeled in 2023, boasts a private access deck, a 3/4 bathroom, & a curated kitchenette, with direct access to the lush grounds- perfect for hosting a BBQ or relaxing around the fire pit. Upper-level suite, completed in 2024, is a modern retreat with open-concept living, dining, & kitchen areas complete with a coffee+cocktail bar, wood countertops, & an electric fireplace. The bedroom highlights a spa soaking tub & a second fireplace, while the bath includes a luxurious steam shower. A private upper deck offers beautiful treetop views. The spectacular, fully fenced xeriscaped grounds feature mature trees, fruit trees, grapevines, lilacs, irises, & a garden- all on a drip irrigation system, planted and ready for summer. The detached two-car garage, finished in 2019 & currently used as an artist studio, includes a mini-split AC/heat unit, a wood-burning stove, & can be wired for 220V power. Convenient alley access offers extra backyard space to park your RV or toys.