Step into a blend of historic soul and modern versatility with this charming 1900s home, perfectly positioned on a spacious corner lot in the heart of Loveland. No HOA/Metro Taxes! This two-story residence offers 1,160 square feet of thoughtfully updated living space, featuring a bright front living room bathed in natural light and a separate formal dining area ideal for hosting. Recent interior refreshments include brand-new luxury vinyl plank flooring throughout the main level and plush new carpeting upstairs, ensuring a move-in-ready experience. The 2010 remodel brought significant peace of mind, including updated plumbing, electrical, and replacement windows, as well as a fresh exterior paint job. The main floor features an inviting layout and a versatile office/flex room equipped with a convenient half-bath. Upstairs, you'll find the primary bedroom and a unique second bedroom-a converted non-conforming loft-which showcases snow capped mountain views. Outdoor enthusiasts will fall in love with the expansive, fully fenced yard featuring alley access and a garden shed for extra storage. The fencing is easily adaptable to create dedicated RV or boat parking. Complete with a one-car detached garage and a roof estimated at 10-12 years old, this property is as functional as it is charming. Best of all, the R3E zoning presents a rare opportunity for future expansion or investment-buyers are encouraged to explore the many possibilities with the City of Loveland. See Docs Tab for Floor Plans, Home Flow Video and Virtual Tour.