Downtown Loveland Charmer! Nestled just minutes from the heart of downtown Loveland, this inviting 3-bedroom duplex blends classic charm with thoughtful updates and an unbeatable location. Picture morning walks or bike rides to nearby parks, afternoons at the Chilson Center, and evenings dining out at one of Loveland's favorite local restaurants - all just steps from your front door. Inside, natural light fills the space, highlighting the home's fresh paint and newer luxury vinyl plank flooring. The open layout makes daily living easy, and the updated kitchen features sleek stainless-steel appliances ready for your next home-cooked meal. Every detail has been cared for, from the newer furnace and central A/C to the included washer, dryer, and window coverings - all designed to make your move seamless. With no HOA, no metro district tax, and an affordable price point, this home offers true freedom and exceptional value. Whether you're just starting out, simplifying your lifestyle, or adding to your investment portfolio, you'll appreciate the comfort, convenience, and walkable location that make this Loveland gem so special.