Enjoy low-maintenance single-family living in this desirable 50+ community within the Villas neighborhood. This charming ranch-style home offers true main-level living with a no-stairs entry and all bedrooms conveniently located on the main floor. Set in a quiet, quaint, and well-established neighborhood, this home features a cozy living area with a wood-burning fireplace, plus an included electric hearth heater for added comfort and flexibility. The property also includes a 2-car attached garage and both front and back patios that are fully fenced and gated, providing privacy and security. New 6ft cedar privacy fence surrounds the back patio. The zero-maintenance front yard adds to the ease of ownership. The back patio is easily accessible from both the family room and the primary suite, creating a seamless indoor-outdoor living experience. The finished basement expands your living space and is ideal for guests, extended family, or additional recreation areas. It also includes a bathroom with a shower. Located within walking distance to Belmar shopping, dining, and entertainment. The low HOA fee covers water, trash and recycling removal, grounds maintenance, snow removal, and front yard irrigation systems, making this an exceptional value for convenient, carefree living.