**This property qualifies for a 2-1 interest rate buydown incentive when you finance with our preferred lender. That means you could save approximately $5,891 in interest during the first year alone, with monthly payments reduced by around $491. Enjoy significantly lower mortgage payments for the first two years-making your homeownership journey even more affordable!** Charming Updated Rancher with No HOA - Affordable Living at Its Best! Enjoy the ease of one-level living in this updated ranch-style home offering comfort, convenience, and value-all without the burden of HOA fees or high taxes. With 944 square feet of smartly designed space, this home is ideal for first-time buyers, downsizers, or investors looking for a low-maintenance property in a great location. Step inside to find brand new luxury vinyl plank flooring, fresh interior paint, and a bright, open layout. The kitchen is equipped with a brand-new stainless steel stove and dishwasher, and the tankless water heater ensures energy efficiency and endless hot water. Outside, enjoy a fenced grassy yard perfect for pets or play, and a detached two-car garage for extra storage or a workshop. Durable vinyl siding adds to the low-maintenance appeal. Offered at just $475,000, this move-in ready home is an excellent opportunity for those looking to own without compromise. Schedule your showing today and see the value for yourself.