Offering a PERMANENT 5.5% Seller-Assisted Interest Rate! Own this home for ~$4k/mo with 10% down. Contact listing team for details: 815-608-7482. This charming brick ranch has approximately $73,000 updates throughout and just appraised for $686,000 in May 2025. Original hardwood floors, abundant natural light, and a sunny, inviting layout give this home warmth and exudes charm. The kitchen and bathrooms have been fully renovated, offering fresh, contemporary finishes throughout as well as an added 4th non-conforming bedroom. Major upgrades include a new furnace, central A/C, water heater, radon mitigation system, sprinkler system, and newer appliances (fridge, dishwasher, washer, and dryer). The finished basement offers expanded living space with two non-conforming bedrooms. One bedroom (no egress window) with a closet, and a recently added smaller room (no egress window or closet) —ideal for a home office, gym, or guest bedroom. A renovated second bathroom and a spacious laundry/storage area complete the lower level. Step outside to a spacious backyard designed for entertaining—complete with outdoor TV setup, room to grill, gather, or garden. Zoned R-2-B and great lot size (6,316 SqFt), this property offers incredible potential for an ADU or duplex addition, making it a smart option for homeowners and investors alike. Great walkability to local favorites like Breakfast on Broadway, Kaladi Coffee, ZOMO, Mango Tree Coffee, and Black Swan Yoga. You're also just steps from the recently renovated Bates/Logan Park, the Englewood Library -- Celebrate Englewood events, and RTD light rail for a quick commute downtown. Close to Swedish Medical Center, the Platte River Trail, Gothic Theater, and more. Don't miss the remarkable transformation—this standout property is move-in ready with long-term flexibility, value, and IS AFFORDABLE!