MANY ROOMS FRESHLY PAINTED! Welcome to 20657 Del Ray Drive—nestled in the peaceful Del Ray Subdivision where small-town charm meets big potential. This ranch-style home sits on over half an acre in the beautiful Surface Creek area, offering not just a well-maintained main home, but also a detached studio/ADU with its own ¾ bath. It’s the perfect setup for guests, multigenerational living, hobbies, a home office, or rental income—and it’s already plumbed for a kitchenette. Inside the main home, you’ll find 3 bedrooms and 2 baths, including a primary suite with private patio access, a large closet, and an attached ¾ bath. The main bathroom of the home features a skylight that fills the space with natural light. The spacious kitchen and dining area offer plenty of room to gather, complete with rustic-looking cabinets, a moveable island, stainless appliances, and a pantry. A freestanding gas log fireplace keeps the living area cozy, while exposed ceiling beams and neutral paint create a warm, inviting feel. Comfort meets efficiency with updated windows throughout and a Breeze Air cooler for cost-effective summer comfort. Additional highlights include an enclosed mud room, freshly painted bedrooms, and an oversized 2-car garage with laundry area, built-in workbench and shelving. The detached studio features its own bath and private entry, giving you endless flexibility. Step outside and enjoy a backyard designed for low-maintenance Colorado living with xeriscaping, a fenced patio area, fire pit, and seating space. You’ll also find a shed, fruit trees (apple and pear), and RV parking. The property backs to open fields, offering added privacy, while still being just minutes from the Grand Mesa’s year-round recreation and a short drive to shopping, dining, and amenities in Delta. The seller is partnering with a Preferred Lender offering a Zero Bank Fees Program for this property. Buyers are not required to use the Preferred Lender to have their offer accepted; however, they must use this specific lender to qualify for the program. (Reach out for more info!) If you’re searching for flexible living space, income potential, or a peaceful retreat with room to grow, this home checks all the boxes. Schedule your private tour today!