VA ASSUMABLE LOAN - CALLING ALL VETERANS - Are you ready to defy the market? Are you an eligible Veteran Loan Candidate? This home is for you as it has an This home has a assumable VA loan! Call listing agent for details, as the current loan has a PITI Payment of approximately $5600/mo including insurance and tax escrows. Current Loan Balance for assumption is approx. $1,100,000. Assumption is subject to lender qualifications and Buyer MUST have entitlement availability for their assumption. Experience the perfect blend of modern comfort, Southwest charm, and outdoor adventure on this stunning 13-acre property in the highly desirable Deer Island Preserve. Located just outside city limits, this home offers exceptional privacy, Animas River access for kayaking, fishing, and water sports, a shared pond with a dock, and miles of walking trails—all just minutes from downtown Durango. This beautifully remodeled home combines contemporary updates with Southwest vibes, providing a stylish and comfortable space. Inside, you'll find heated stained concrete floors, large picture windows that flood the space with natural light, and an open floor plan perfect for both living and entertaining. The kitchen boasts granite countertops, a wine cuvée, pull-out shelving, and opens to two inviting living areas—one featuring a cozy corner gas stove and gorgeous views. Key Features and Improvements: Solar Power: 23 solar panels (5 on the home, 18 on the shed), keeping electricity costs around $30/month even with an electric vehicle plugged in daily. Heating: Radiant flooring on the first floor and in the garage, baseboard heat on the second floor, and a wood-burning fireplace. Outdoor Living: Gas hookups on the deck, a shared pond with dock, and expansive walking trails. Large, level building site for casitas or outdoor entertaining. Water Rights: Water rights from the Animas River in perpetuity for irrigation and pond refill. Upgrades: New boiler (2023), water softener (2023), radiant floor and solar pumps (2024) Core-tec flooring upstairs (2024) with a 30-year warranty New LED lighting and ceiling fans (2022), new kitchen faucets (2024) New Brinks alarm system with night vision cameras and motion sensors (2022) Tesla car charger (2024) Swamp cooler rebuilt (2024) Google Nest front doorbell with night vision camera (2024) Garage: Heated floors, stereo speakers, ample space for two large vehicles, lockable storage, and utility sink. Utilities: Propane: $500/month (Dec-Feb) Internet: $50/month (HighSpeed4U) Trash: $150/month (Waste Management) HOA: $18/month (covers road maintenance and snow removal) This rare opportunity offers the ideal lifestyle for those seeking privacy, modern luxury, and a deep connection with nature. Whether you're looking to relax, enjoy water sports, or take in breathtaking views, this property has everything you need—and more.