Rare opportunity to assume an existing low-interest mortgage at 3.75% (buyer to qualify and verify terms)! This charming 2-bedroom, 1-bath home in Holly Crossing combines affordability, comfort, and future potential. The inviting brick exterior, spacious front yard, and attached 2-car garage create excellent curb appeal. Inside, you'll find vaulted ceilings, an open and airy living space, neutral finishes, and abundant natural light throughout. The functional kitchen features ample cabinetry, generous counter space, and all the essentials for everyday living and entertaining. Both bedrooms are comfortably sized, while the unfinished basement provides endless possibilities for future expansion, additional living space, a home office, gym, or extra storage. Step outside to a private backyard complete with a deck, perfect for summer barbecues, morning coffee, or relaxing evenings outdoors. Additional updates and features include a Class 4 impact-resistant roof installed approximately 1.5 years ago, a 1-year-old water heater, no HOA. Located in a low sales tax area and close to parks, schools, shopping, and major commuter routes, this home offers exceptional value and flexibility for today's buyer. Don't miss this unique opportunity to secure a beautiful home and potentially take advantage of an assumable low-interest mortgage!