Welcome to 206 W. 20th Street, a charming single-story home offering comfort, efficiency, and long-term value in the heart of Tracy. Whether you're a first-time buyer ready to stop renting or an investor seeking a solid opportunity, this home checks all the right boxes. This 3-bedroom, 2-bath residence features 1,047 sq ft of well-designed living space with a functional layout that makes everyday living easy. The home has seen meaningful system updates, with appliances, HVAC, electrical, and water heater all approximately 6 years old, providing peace of mind and reducing future maintenance costs. Situated on a 5,644 sq ft lot, the property offers a manageable yard with room to relax, garden, or entertain. The single-level design and attached garage add to the home's convenience and appeal for both owner-occupants and tenants alike. Located in an established Tracy neighborhood, this home boasts excellent walkability and proximity to shopping, dining, schools, and commuter routes. For investors, the area shows consistent demand with strong rental potential. For homeowners, it's an opportunity to build equity in a desirable and centrally located community. If you're looking for a home with updated systems, everyday functionality, and flexible appeal, 206 W. 20th Street is a smart and welcoming place to start.