RARE OPPORTUNITY to assume a 2.57 interest rate--an incredible financial advantage in today's market! Save significantly on monthly payments and interest compared to current loan rates. This rate is not buyable--must be owner-occupied and credit-approved to assume. This charming 3 bed, 2 bath home is a perfect starter, cozy, move-in ready, and located on a generous cul-de-sac lot with potential for a garden, home expansion, play area, or even a possible ADU (verify with city). While move-in ready, the home also leaves room for the buyer's personal touches and style. Inside, enjoy updates like a remodeled primary bath, refreshed secondary bath, newer flooring (carpet + luxury vinyl), and a newer HVAC system. Pearl Certified assets include an energy-efficient water heater, new A/C, smart thermostat, and Energy Star dishwasher & washer--adding comfort and value. Close to highways, parks, marina, schools, shopping, and restaurants--everyday convenience at your doorstep. A beautiful blend of comfort, efficiency, and future possibilities. Don't miss this unique homeownership opportunity!