Charming fixer on 25.94 acres! Located near the North Fork of the Cosumnes River and just a short drive to town, this 2-bedroom, 2-bath cottage-style home offers 1,080 square feet of living space on a beautiful parcel featuring a mix of open space and mature trees. Built in 1948, the single-story home is ready for renovation and offers a great opportunity for a buyer looking to create something of their own. For qualified buyers, an FHA 203(k) renovation loan may provide an option to finance both the purchase and eligible improvements into one loan, making this property especially worth exploring for those looking to renovate. The property has recently been graded, including an area that may be suitable for a future build. Whether you renovate the existing home, use it as a guest house, or explore other possibilities, the acreage offers plenty of flexibility. There is ample space for RVs, boats, equipment, animals, gardening, or simply enjoying the privacy and peaceful country setting. One of the property's most unique features is private access to the Cosumnes River, including your own swimming hole. Potential for additional improvements or ADUs may exist; buyers should verify all land use, zoning, financing and development opportunities with the appropriate professionals and agencies. If you've been looking for acreage with an existing home, usable land, river access and room to bring your own vision to life, this is an opportunity worth exploring.