Assumable 3.25% FHA loan and two separate parcels. This updated 4 bedroom home sits in a quiet Smartsville neighborhood minutes from the Yuba River, and the lot behind it is its own legal parcel with its own water and sewer hookups, gated from the backyard and included in the sale. Inside, a formal entry with cathedral ceilings opens to newer flooring throughout. The living room is anchored by an updated fireplace, with all new light fixtures downstairs. The kitchen has stainless steel appliances, black cabinets, and a large picture window looking out to the backyard. A pantry room, separate laundry, and a half bath round out the main floor, and the living spaces open right onto the patio. Every bathroom has been updated. Upstairs, the primary suite gets plenty of natural light and has a refreshed bathroom with an oversized soaking tub. The roof over the back half of the house and the windows along the back wall were replaced when the solar was installed. The solar is financed and the loan transfers to the buyer at close: $150/mo for the solar payment and usually ~$125/month including true-up for electric bills. Think of the monthly savings!!!! Public water and propane. Outside you have a covered patio, a vegetable garden area, and a rocked area for RV or trailer parking. The second parcel adds room for storage or recreation, with hiking, swimming, and fishing on the Yuba close by. Or re-sell the parcel and get an unbelievable deal on the house. Assumable loan terms, solar details, utility costs, and parcel information are readily available in an info sheet: just ask! Use the address as url for the video.