Charming Updated Home on Peaceful Cul-de-Sac. Assumable 2.35% Interest Rate! This stylish 3-bedroom, 1-bath gem is ideal for first-time buyers or those seeking a simplified lifestyle. Fully move-in-ready, it features new plumbing, roof, heating and flooring - modern updates for worry-free living. Step up to a ring doorbell and inside to a sleek kitchen with granite countertops and custom cabinetry, designed for both form and function. The bathroom shines with tasteful upgrades, creating a fresh, relaxing vibe. Enjoy dual-pane windows and recessed lighting throughout for added comfort and energy efficiency. A rate opportunity: this home qualifies for an assumable 2.35% interest rate loan-substantial savings in today's market! Buyers must qualify and bring additional funds to close. Relax in your private backyard hot tub, enjoy the convenience of a single-car garage with keypad access, appreciate the true neighborhood setting. and a location that offers a true neighborhood feel. Located across from the Boys & Girls Club and next to a local park, you will enjoy low traffic and a friendly community feel. Quick access to Hwy 1, shopping, and the stunning beaches of the Monterey Peninsula. Do not miss your chance to own an updated home with rare financing and unbeatable charm.