REDUCED! THIS IS A GREAT PROPERTY, SO HUGE! NEARLY 3,000 SQ FT + PRIVATE-ENTRY UNIT THAT YOU CAN RENT OUT FOR 1700+ PER MONTH + NO MELLO ROOS! Welcome to this spacious and beautifully cared-for home in the highly desirable St. Clare neighborhood of Saugus. Offering the largest John Laing floor plan, this impressive residence features 5 bedrooms, 3 bathrooms, an upstairs loft, and flexible separate private-entry mother-in-law quarters ideal for RENTAL INCOME, multigenerational living, extended family, guests quarters! The separate entry guest unit has it's own living room, bathroom and bedroom! The expansive floor plan offers both a formal living room and separate family room, providing plenty of space for everyday living and entertaining. The kitchen features granite countertops, a convenient breakfast bar, abundant cabinetry, recessed lighting, and a cozy fireplace nearby. Two separate dining areas provide flexibility for casual meals or larger gatherings. Additional interior features include plantation shutters, wood blinds, tile flooring downstairs, ceiling fans throughout, surround sound, and upgraded wiring. Upstairs, the generous loft creates another versatile living space perfect for a media room, office, playroom, or additional lounge. Outside, enjoy a custom landscaped backyard with decorative stamped concrete, space for entertaining, a dog run, and additional improvements. The garage includes built-in storage for added convenience. Located within the desirable St. Clare community, residents enjoy resort-style HOA amenities including a pool, spa, basketball court, park, and playground at a very low HOA fee. Best of all NO MELLO ROOS! With nearly 3,000 square feet, multiple living and dining areas, a private-entry secondary living space, upstairs loft, and an excellent community location, this home offers exceptional space, versatility, and value. A rare opportunity for buyers looking for room to spread out, accommodate extended family, work from home, and enjoy all that the St. Clare neighborhood has to offer.