RARE OPPORTUNITY TO ASSUME A 2.75% LOAN, ESTIMATED $52,000 DOWN REQUIRED ONLY. PAID SOLAR, PANORAMIC VIEWS. DOES NOT REQUIRE VETERAN TO ASSUME, DOES NOT REQUIRE MORTGAGE INSURANCE. Why pay today's interest rates? With an assumable loan, you pay 2.75%. A rare chance to own 11+ pristine acres in the San Diego mountains, this exclusive artist’s retreat on the eastern side of Palomar Mountain offers an unparalleled blend of solitude and refined country living. Nestled within the untouched expanse of the Cleveland National Forest and the serene San Jose Valley watershed, this 2,150 sq. ft. off-grid sanctuary boasts breathtaking panoramic views of the Lake Henshaw Basin and Hot Springs Mountain, San Diego County’s highest peak. A wrap-around patio embraces the surrounding meadows, providing an ever-changing backdrop of natural beauty. Inside, newly refinished red oak hardwood floors flow through an open-concept layout, enhanced by vaulted ceilings and Post & Beam architecture. A striking brick-lined fireplace with a soapstone-finished wood stove anchors the living space, while the thoughtfully updated kitchen, with warm wood finishes and curated lighting, invites gathering and connection. The master suite features a walk-in closet, a cozy reading nook, and tranquil views. A second primary bedroom in the finished basement offers its own entrance, den, and access to the one-car garage. With a private well, a temperature-controlled solar power house, and minimal battery maintenance, this home delivers true 360-degree off-grid living. Potential third bedroom with loft conversion. Coast Live Oak groves provide shade and a haven for local wildlife, enhancing the retreat’s peaceful seclusion. With direct trail access to Love Valley, the property is well-suited for equestrians. Whether hiking, birdwatching, or simply savoring the serenity, this property offers an extraordinary mountain lifestyle just minutes from Santa Ysabel, Julian, and Palomar Mountain’s historic general store and post office. A scenic nature walk leads from the front door through Cleveland National Forest to stunning promontory views of Lake Henshaw and majestic Engelmann Oaks. Shown by appointment only. Property is occupied.