Perched on a picturesque, tree-lined street in North of Bernal Heights, this beautifully reimagined 3BD/2BA home effortlessly blends classic San Francisco charm with modern updates. Step into a light-filled main level w/walk-in closet featuring a formal foyer and a central skylight that brightens the elegant living and formal dining w/soaring ceilings perfect for both entertaining and cozy nights in. The renovated chef's kitchen shines with sleek quartz countertops, custom cabinetry, stainless steel appliances including a 6-burner range, and direct access to the private backyard ideal for BBQs, gardening, or relaxing under the trees. Two spacious bedrooms, the primary with walk in closet and a chic full bath complete the main level, while the upper-level loft suite offers flexibility with its own walk-in closet, den or office space, and a stylishly updated bath. The 2-car tandem garage features new epoxy flooring, laundry, storage, and potential for expansion! Located just blocks from vibrant Cortland Ave, Precita Park, Bernal Heights Park, and top commuter routes (BART, Muni, 101 & 280), this home offers the perfect mix of peaceful retreat and city convenience. Don't miss this rare opportunity to own a move-in ready gem in one of San Francisco's most beloved neighborhood!