PRICE REDUCED: This charming Edwardian duplex with a vacant, top floor flat is perfect for an owner user. This unit features a freshly painted, spacious 2-bedroom, 1 1/2 bath flat with 1,070 square feet of living space, soaring 10' 9 ceilings and beautiful hardwood floors. A large kitchen with a dedicated dining area opens onto a private deck with sunny southern views. The first floor flat offers a similar layout with high ceilings, hardwood floors, a spacious kitchen with dining area, 1 bath and private deck, creating a an inviting atmosphere. Both upper and lower flats include their own laundry rooms. Completing the offering is a lovely non-conforming garden apartment with direct street access and a private rear yard. This 1-bed, 1-bathroom unit features an open floor plan that encompasses a living area, kitchen, and bonus room ideal for an office or workout space. With rental income from Units 2 and 3 offsetting the mortgage, the effective monthly payment for owning the entire building is comparable to the market-rate rent for Unit 1 alone. This offers exceptional value & financial flexibility! Nestled in the heart of Lower Pacific Heights, on Pine between Webster and Fillmore, the neighborhood offers a perfect fusion of urban convenience and quaint residential allure.