A RARE OPPORTUNITY to take advantage of a transferable FHA mortgage at just 3.1% interest! Potentially saving a qualified buyer nearly $1,000 per month compared with today’s rates! Beyond the exceptional financing opportunity, this spacious 3-story townhome offers a versatile floor plan with 2 bedrooms, 2 bathrooms and an attached 2-car tandem garage. The private primary suite occupies its own floor, creating a peaceful retreat, while the generously sized secondary bedroom offers plenty of space for guests, family or a home office setup. The expansive kitchen features abundant cabinetry and counter space along with a separate dining area large enough to double as an additional workspace. Wood flooring, brand-new carpet, excellent storage and two private balconies add to the comfort and functionality of this home. Located in a resort-style community in the heart of the San Diego Spectrum Center, residents enjoy a sparkling community pool, jacuzzi and convenient access to nearby shopping, dining and Montgomery Field. Easy access to both the 163 and 15 freeways makes commuting a breeze. A spacious home, convenient central location and the low-rate financing opportunity make this one you won't want to miss!