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3132 45th Street, 
San Diego, CA 92105

$1,099,000

5

Beds

3

Baths

-

Sq Ft

Multi-Family

Active

Listed by

Chris Heller

, 

Javier Varon

eXp Realty Of Southern Ca

Last updated:

April 20, 2026, 02:29 PM

MLS#

NDP2603107

Source:

San Diego MLS via CRMLS

About This Home

3132 45th Street

Assumable VA loan 2.5% interest rate. Loan balance 909k. Amazing opportunity for someone with VA eligibility available. Situated in a central San Diego location, 313236 45th Street presents a rare opportunity to own a versatile and well-maintained duplex with strong lifestyle appeal. The property features two distinct units, offering flexibility for multi-generational living, rental income, or owner occupancy. The lower unit offers a spacious 3 bedroom, 2 bathroom layout with abundant storage and thoughtful updates throughout, including a new washer and dryer. The upper unit features 2 bedrooms and 1 bathroom, complemented by a new refrigerator and the added benefit of owned solar for improved energy efficiency. Both units are equipped with individual mini split systems in each room, providing customizable comfort year round, along with double pane windows that enhance energy efficiency and interior quiet. Located near a walking trail and convenient to shopping, dining, and commuter routes, this property blends everyday livability with long term value. Whether you are looking to live in one unit and rent the other or maximize dual rental potential, this duplex offers a compelling opportunity in a growing area of San Diego.

Home Facts

Multi-Family

3 Baths

5 Bedrooms

Price Summary

1,099,000

MLS #:

NDP2603107

Last Updated:

April 20, 2026, 02:29 PM

Added:

18 day(s) ago

Rooms & Interior

Bedrooms

Total Bedrooms:

5

Bathrooms

Total Bathrooms:

3

Finances & Disclosures

Finances

Price:

$1,099,000

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Contact an Agent

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Contact, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If a Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby's International Realty®). I acknowledge that I have read and agree to the terms of use and privacy notice.