Beautifully updated upper-level condo in the highly desirable Il Palio community of Carmel Mountain Ranch / Rancho Bernardo! This bright and spacious 2-bedroom, 2-bath home offers approximately 1,036 sq ft with an open floor plan, south-facing living room and primary suite providing abundant natural light, engineered hardwood flooring, granite countertops, stainless steel appliances, walk-in pantry, and in-unit washer/dryer. Major upgrades include engineered hardwood flooring and tile throughout (no carpet), newer central A/C and heating (2022, warranty through 2031), and newer gas water heater (2022, warranty through 2028). Enjoy a private covered balcony with storage and two assigned parking spaces. Resort-style community amenities include pools, spa, fitness center, tennis, basketball & racquetball courts, clubhouse, BBQ areas, and private security patrol. Located in the award-winning Poway Unified School District and within walking distance to Rancho Bernardo High School, Bernardo Heights Middle School, and Highland Ranch Elementary. Prime location near Costco, Home Depot, CVS, shopping, dining, parks, and convenient access to I-15 & SR-56. Low-maintenance living in one of San Diego’s most sought-after communities!