3-bedroom (downstairs had an option for 4th bedroom) and 2.5-bath split-level home located in the highly sought-after California Tesoro tract of Rancho Santa Margarita! There is only 1 HOA of $87/month!!! The HOA offers access to resort-style amenities including pools, parks, sports courts, and the exclusive RSM Beach Club Lagoon. Charming entrance that has a custom gate to keep kids/pets safe on your covered front porch. BRAND NEW A/C UNIT INSTALLED 6/2025. Light and bright interior with soaring ceilings, plantation shutters, elegant baseboards and crown molding, two spacious living room/great room areas—perfect for entertaining or relaxing. The upper level features a cozy living room with a fireplace that opens to the well-appointed kitchen, complete with granite countertops, stainless steel appliances, a breakfast bar, and a walk-in pantry. The primary suite is located on this floor as well. Downstairs, you’ll find a second expansive living area—ideal for a game room, teen hangout space, office, —along with two additional bedrooms and a full bath, making it perfect for children or guests. Enjoy outdoor living in the tropical-inspired backyard, featuring mature trees, fruit trees (lemon and orange), a low-maintenance yard, and a durable Alumawood patio cover for year-round enjoyment. The home also includes a whole house fan for energy efficiency, a garage with built-in cabinets and overhead storage, and an OWNED water softening system. Situated near award-winning schools, scenic trails, shopping, and dining—this lovingly cared-for home combines functionality, comfort, and style in one of RSM’s most desirable communities. Don’t miss your chance to call this gem your own!