VA ASSUMABLE LOAN AT AN INCREDIBLE 2.875% INTEREST RATE! A fantastic opportunity for qualified buyers! This desirable light and bright end unit offers flexible living space, extensive upgrades and an ideal location within San Diego Country Estates. Beautifully remodeled from top to bottom approximately five years ago, this home features updated interior paint, luxury LVP flooring, newer dual-pane windows and doors, newer HVAC, an updated electrical panel and Trex decking on all three decks. The crawl space has also been insulated with Rockwool and encapsulated, adding another valuable improvement to this well-maintained home. This hard-to-find floor plan features 2 bedrooms, 2 baths, plus a spacious 12x14 bonus room currently used as an office/den and offering great potential as a possible 3rd bedroom, game room or flex space. The finished attic provides even more usable bonus space, perfect for a home office, kids' area, hobby room or additional storage. Generous room sizes, vaulted ceilings and a cozy fireplace in the living room add to the home's comfortable and inviting feel. A detached two-car garage with newer roll-up doors is just a very short walk from the unit. Discover the hidden gem of San Diego County! Nestled in the rolling hills of San Diego Country Estates (SDCE) in Ramona, known as “The Valley of the Sun,” this community offers a lifestyle surrounded by natural beauty and breathtaking mountain vistas. SDCE features an impressive array of amenities including an 18-hole golf course, driving range, over 55 miles of scenic horse and walking trails, tennis and pickleball courts, basketball courts, two community pools including an Olympic-size pool, two dog parks and two equestrian centers. Residents also enjoy nearby dining, the San Vicente Resort Inn, fitness center and full-service spa. Ideally located within a quick golf cart ride or walk to golf, tennis, pools, dining and more. Extensive upgrades, flexible living space, a desirable end-unit location and an exceptionally low assumable VA loan rate make this a truly special opportunity!