Welcome to Oak Tree Ranch – where scenic beauty meets peaceful living! This beautifully upgraded home offers the perfect blend of privacy and community in one of Pauma Valley's most charming gated neighborhoods. Residents appreciate the HOA that includes FIRE INSURANCE COVERAGE outside the walls of the home, access to three community pools, on-site security with gated entry and patrol, and and they handle landscaping, exterior painting, irrigation, trash, recycling, and even sprinkler repairs! Boasting 1,871 square feet, the home features two oversized bedrooms, vaulted ceilings, a spacious living room with fireplace, and a bright, open, totally updated kitchen that flows seamlessly into the dining area. Natural light fills every corner, and the private, fully fenced recently updated backyard provides an ideal space for relaxing or entertaining. Step outside and enjoy the beautifully maintained grounds shaded by majestic oak trees, safe and quiet streets perfect for family walks, bike rides, and stunning views of Palomar Mountain—even snowcapped in winter! The neighborhood is pedestrian-friendly and pet-friendly, with excellent schools and flexible placement options, including bus service for all students. Located just 20 minutes from Escondido and Fallbrook, and minutes from Pauma and Pala Casinos, with a new Starbucks center underway and a popular local farmers market nearby—Oak Tree Ranch offers the lifestyle you've been waiting for. Whether you're buying your first home, downsizing, or seeking a peaceful retreat, this home is a perfect fit.