Just steps from the shoreline and a short stroll to downtown, this charming coastal property offers rare versatility and lifestyle appeal. Originally a single-family residence, it has been thoughtfully converted into a duplex, giving you the option to maintain its current two-unit configuration or easily revert it back to one spacious home. The main-level 2BD/1BA unit spans approximately 1,039 sq. ft. and features a sun-filled living room enhanced by skylighting and a cozy fireplace a warm, inviting space for daily living. Upstairs, the 570 sq. ft. 1BD/1BA unit showcases beautiful water views from both the living room and kitchen, creating a peaceful backdrop that highlights the best of coastal living. Both units come equipped with essential appliances, making them truly move-in ready. With effortless walkability to the Monterey Bay, scenic coastal trails, the aquarium, boutique shops, cafes, and countless local conveniences, this home blends coastal charm with multigenerational living, income potential, and everyday comfort. Truly a place for those who value lifestyle and location.