**Lowest Price In The Colony**Seller financing available. Take advantage of a rare opportunity with the seller offering financing at a competitive interest rate, providing qualified buyers with added flexibility and an attractive alternative to traditional lending. Terms subject to seller approval.An incredible opportunity to own in one of Oxnard's premier gated beach communities without the premium price tag. As the lowest-priced home currently available in The Colony, this beautifully maintained lower-level residence offers the perfect combination of comfort, convenience, and coastal living, all just a short stroll from the beach.This downstairs unit features a 2-bedroom, 2-bathroom layout with luxury vinyl plank flooring throughout, fresh white walls, and a welcoming living space anchored by a cozy fireplace with tasteful color accents. The open, functional floor plan creates an inviting atmosphere while offering seamless everyday living and entertaining.The spacious primary suite features an oversized bathroom, creating a comfortable and inviting retreat. A detached two-car garage is conveniently located nearby, and inside laundry adds to the home's everyday convenience.Enjoy all that The Colony has to offer, including multiple pools and spas, tennis and pickleball courts, racquetball, a fitness center, and beautifully maintained grounds, all just moments from the sand.Ideally located just minutes from Channel Islands Harbor, you'll enjoy waterfront dining, shopping, weekly farmers markets, boating, kayaking, paddleboarding, and endless coastal activities.Whether you're