If you think AFFORDABLE HOUSING doesn't exist, take a look at this charming 1500 s.f. home on 9.7 acres with an ASSUMABLE 3.9% FHA loan! Keep your payments down and enjoy home ownership of this great home with privacy and views! One story with vaulted ceilings and a great room with lots of natural light! Large front deck invites you to enjoy the lovely views! The primary bedroom suite is separate from the guest wings and has a sweet bathroom with a large soaking tub and shower! Two large storage structures offer great workspace or hobby room! Located just 13 minutes to downtown Grass Valley and minutes to the Yuba River, this great property offers affordability in a changing market; self-sustaining potential with lots of solar sites and room to grow! The lower portion of the property has a seasonal creek and pond and additional building sites! Two accesses out of the property is ideal and very affordable fire insurance! Smarter Broadband is current internet and Starlink would be ideal. This is a rare chance to buy a home on 9.7 acres with an interest rate that you can't find any longer. . except now!