Affordable Monterey Living in an Immaculate, Quiet Complex! Assumable VA financing at 2.3% this could be a great opportunity to take over an amazing interest rate! Discover this inviting ground-floor unit in a well-maintained, smaller complex conveniently located near Monterey's best restaurants, recreation, beaches, and vibrant coastal activities. Enjoy the ease of single-level living with easy access and a thoughtfully designed layout throughout. This lovingly maintained home shows pride of ownership from the moment you step inside. It features a tastefully updated bathroom, a cozy fireplace in the living room, and a kitchen with newer appliances, including a dishwasher and garbage disposal. Additional conveniences include in-unit laundry, a large storage pantry, and covered parking. Everything you need for comfortable coastal living. With 900 square feet of efficiently designed space, each room feels open, functional, and welcoming. Whether you're ready to own instead of rent or seeking a smart investment opportunity in a desirable Monterey location, this home offers exceptional value in a peaceful, pristine setting.