Assumable FHA Loan at 1.75%! Don't miss this opportunity to assume a low-rate FHA loan (pending lender approval) at this feature-packed 4-bed, 3-bath, 1,769 sq ft home in central Merced. Located in a quiet, established neighborhood near schools, parks, shopping, and Hwy 99. Enjoy a bright, open layout with a well-appointed kitchen and all appliances includedfridge, stove, microwave, dishwasher, washer & dryerfor a seamless move-in. Home is wired with a built-in surround sound system extending to the garage and backyard, plus a flatscreen TV and receiver in the living room for your own media hub. Three full baths, including a full bed/bath downstairs and a spacious primary suite upstairs. Tons of storage, including a large under-stair closet. Fully landscaped front yard, large backyard ideal for entertaining, and a 2-car garage with built-in sound. Stay secure with an 8-camera exterior surveillance system. A rare find with features you won't see at this price pointschedule your private tour today!