Seller offering up to $20,000 toward a rate buydown. Ask your lender how low you could go and how much you can save. Just minutes from the back bay, this single-story ranch home offers 2 bedrooms, 1.5 bathrooms, and 1,240 square feet of living space on a huge quarter acre lot. Curb appeal starts with a drought-tolerant front yard of ornamental grasses, native shrubs, and gravel beds for low maintenance that's right at home in this coastal climate. A brick-accented entry and attached two-car garage complete the front of the home. Inside, a vaulted ceiling with an exposed wood beam gives the living room a sense of openness and warmth. Sliding glass doors bring in natural light and lead directly out to the expansive backyard, ready for reimagining as an entertaining space, garden, or play area. The efficient kitchen makes every inch count, with warm wood cabinetry, a gas range, built-in oven, and stainless-steel appliances. A sunny window over the sink adds natural light and a lovely hillside view. The adjacent dining area flows easily into the kitchen and out to the front entry, making living simple and connected. A dedicated laundry room and a convenient half bath round out this central part of the home. Two generously sized bedrooms offer plenty of space for comfort as well as for an office, guests, or hobbies. The full bathroom includes a soaking tub and separate shower. The screened porch off the back of the home adds even more usable area for enjoying the mild weather. The location is hard to beat. Los Osos sits along the edge of the Morro Bay estuary, with easy access to Montaña de Oro State Park and a short drive to Morro Rock. Whether it's a walk along the bluffs, a paddle on the estuary, or a coffee on the bay, this is Central Coast living at a comfortable pace.