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985 Fern Ave, 
Imperial Beach, CA 91932

$825,000


4

Beds


2

Baths


1,632

Sq Ft


Single Family


Virtual Tour

Active

Listed by

Chris Greene

Krc Real Estate

Last updated:

November 3, 2025, 04:18 PM

MLS#

250042728

Source:

San Diego MLS via CRMLS

About This Home

985 Fern Ave

ASSUMABLE VA LOAN | LARGE CORNER LOT | ADU/JADU POTENTIAL Coastal charm meets investment potential on this spacious corner lot in Imperial Beach. This single-level home offers a permitted 3BR/1BA layout plus a versatile bonus suite from the former garage - complete with its own entrance, bedroom, bath, and living/sleep space. Ideal for guests, multigenerational living, or rental income. The outdoor area was expanded via a city-approved fence encroachment. The oversized yard is a private retreat with a new concrete lounge and fire pit - great for entertaining or relaxing. Wide frontage and lot design make future planning straightforward, with potential for an ADU and JADU under Imperial Beach’s pre-approved program (buyer to verify). A whole-home water filtration and softener system protects plumbing, fixtures, and appliances, and conveys with sale. Enjoy the laid-back lifestyle minutes from Seacoast Drive and the beach. The coast hosts the SDGirls Run Club and offers surf at IB Pier, plus ice cream shops, beachside cafes, lively indoor/outdoor bars, a dog-friendly beach, and ocean sunsets. Stroll to the monthly Farmers Market at Veterans Park, with playgrounds, picnic space, a soccer field, and the Imperial Beach Library. Or explore the remodeled Egger-South Bay Park and the Bayshore Bikeway - both within walking distance. Off-street parking for two plus abundant street parking. Best of all, an assumable VA loan (for qualified buyers) can reduce monthly payments versus today’s rates - unlocking coastal living with growth potential now and for years to come.

Home Facts

Single Family

2 Baths

4 Bedrooms

Built in 1954

Price Summary

825,000

$505 per Sq. Ft.

MLS #:

250042728

Last Updated:

November 3, 2025, 04:18 PM

Added:

7 day(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

4

Bathrooms

Total Bathrooms:

2

Full Bathrooms:

2

Interior

Living Area:

1,632 Sq. Ft.


Structure

Structure

Building Area:

1,632 Sq. Ft.

Year Built:

1954


Finances & Disclosures

Finances

Price:

$825,000

Price per Sq. Ft:

$505 per Sq. Ft.

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