NO CFD taxes!! This spacious 4-bedroom, 3-bathroom home offers a smart and comfortable layout. The ground level features a full bedroom and bathroom, perfect for guests or multi-generational living. The open-concept kitchen is equipped with quartz countertops, ample counter space, and overlooks a roomy living area. Large format tile flooring extends throughout the downstairs and up the staircase, adding durability and style. Upstairs, you'll find two guest bedrooms joined by a Jack and Jill bathroom, and a large primary suite with a retreat area and a generous walk-in closet. Additional features include an lower level indoor laundry room, a full-length concrete patio in the backyard, and a block wall rear fence for privacy.