This charming cottage is a rare gem nestled in downtown Half Moon Bay, offering a unique blend of residential comfort and commercial opportunity. Situated on a spacious lot, this property is not only a cozy retreat but also a savvy investment. With its commercial-downtown zoning, the possibilities are endless. Whether you're looking to develop multi-unit residences, affordable housing, or maintain it as a quaint cottage, this property provides the flexibility to meet your vision. Imagine creating a vibrant multi-unit community or offering sought-after affordable housing options in this idyllic coastal town. The existing cottage exudes charm and warmth, featuring classic architectural details and a welcoming ambiance. The large lot offers ample space for expansion and creativity, making it an ideal canvas for your real estate aspirations. Don't miss this extraordinary opportunity to own a versatile property in a prime location. Embrace the potential!